From Protecting Lives to Protecting Futures
Local. Trusted. Ready to Serve—Again.
We’ve seen too many people face hardship without the coverage they needed. That’s why I started this agency: to make sure you’re prepared, confident, covered with personal service every step of the way.
Meet Doug
A Life of Service. A Heart for People. A Passion for Protection.
For over 30 years, I served my community as a firefighter and eventually as a Captain responding to emergencies, protecting families, and helping people through some of the most difficult moments of their lives. That experience didn’t just shape my career it shaped who I am.
Now, in my next chapter, the mission is the same: protect what matters most to you.
Why Choose Us
Experience That Matters. Service You Can Trust.
At RHA Insurance, we do insurance differently. We don’t believe in cookie-cutter coverage or high-pressure sales. Instead, we build relationships rooted in trust, honesty, and a genuine desire to serve.
Firsthand Insight
After decades on the frontlines, I know the real-life importance of being properly insured
People Over Policies
We take time to understand your unique needs so we can recommend the right protection
Local & Invested
Born and raised in St. Charles County, I’m proud to serve the same community I’ve protected
Service-Driven Approach
We’re here to walk with you—not just sell to you
Insurance with Heart, Backed by Experience
We offer customized insurance solutions to individuals, families, and small businesses—always with your best interest at the center.
Personal Insurance:
- Homeowners & Renters
- Auto
- Life Insurance
- Umbrella Coverage
Business Insurance:
- General Liability
- Commercial Property
- Workers’ Compensation
- Professional Liability
Don’t see what you need? Just ask. We’ll help you find the right coverage or point you in the right direction.
Let’s Connect and Protect What Matters Most—Together
Whether you need a quick quote, a second opinion, or just want to better understand your options—I’m here to help.